Surely! Let's see some tips, fast but very useful to find the best price for your policy.
Save money on?
Save money on? Do not waste your time and follow these tips!
1 Compare many estimates especially among online companies: not stress this enough, because it is a suggestion that is often ignored because of laziness. Error! At the base of the savings there is always a price comparison, in every field! Try to do it once, you will find that your profile determines prices very different from one company to another, and not always the company that is more convenient for a person it is for another, given that the price formation contribute tens parameters of each one "weighed" in a way different from insurance to insurance. Focus on online companies also involves two advantages: the first is the savings inherent in this type of policies, the other is the ease and speed with which we can obtain a quote.
2 Did you have a claim? Think of a refund! Left with a fault involves a "penalty" of 2 points with an increase of the prize which takes not only the next year, but for the entire life of the insured, at least until it reaches (or does not reach again) class 1 CU. It may therefore be convenient to compensate the amount paid from your Company to the counterparty. The law provides for this possibility, just inquire at least 30 days before the deadline at ANIA, which is the reference association of insurance, to know the amount to pay. The procedure is simple and online, the remarried get free home by mail. After having acknowledged the amount you can contact your company to find out how the compensation and obtain a certificate of risk without the left. All companies are obliged to adhere to this procedure, it is for you to assess in each case whether you Agree activating.
3 Introduce a deductible. The deductible is an amount determined under which the damage of any left is not compensated by the company but must be directly in your pocket. If the damage is less than the deductible, you have to compensate him entirely, if it is higher, will be compensated by the company throughout the part exceeding the deductible, while the full amount of the allowance will be paid by you. It 'obvious that this limitation to the user results in a saving on the prize, but there is another advantage. Also in the case of mild left, below the amount of the deductible, in fact, it will not take the penalty. In practice, the introduction of the franchise is a bit 'that we mentioned in section 2, but automatically.
4 "Play" with the kilometers traveled annually. Preventivatori in many companies, the parameter of kilometers traveled annually varies considerably the ultimate prize. Since it is not a parameter contract it 'verifiable, but only statistical, you should always enter a low value, but still believable. For example, 3,000 km per year.
5 Take advantage of promotions, every year! Many online companies offer attractive discounts and promotions for new customers. E 'can take advantage of these facilities every year, even with the same company, just take out a new insurance policy rather than renew the expiring! And 'possible, since each year of a new contract. This, on the one hand makes the renewal of the most laborious, because every time you need to register, re-send all the documentation and sign the contract, the other allows you to enjoy extra discounts-often arrive at a 20% real. Disadvantage: it is possible that the new contract has a final price advantage, but a price before discount greater than that renewal of the previous agreement, which could lead to increases in the future if you interrupt the chain of promotions.
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